Price Reduction
Address
9527 Covington Avenue, Cleveland, OH
Price
$ 274,900
Property Attributes
  • MLS#5219266
  • TypeSingle Family
  • Listing Status Active
  • CountyCUYAHOGA
  • CityCleveland
  • NeighborhoodMillCreek
  • Zip44105
  • StyleColonial
  • Year Built2003
  • Taxes$ 5167
  • Price$ 274,900
  • Bedrooms3
  • Full Bathrooms2
  • Half Bathrooms1
  • Sqr Footage1924
  • Lot Size0.1 Acres
Data Source:
MLSNow
Property Description

ASSUMABLE FHA MORTGAGE AT 3.25%! Qualified buyer may be able to assume the seller’s existing FHA mortgage, with an approximate balance of $143,000 at a 3.25% fixed rate, subject to lender approval and FHA requirements. At the $275,000 asking price, buyer would need to fund the remaining approximately $132,000 plus closing costs through cash and/or other financing permitted by the lenders. Compared with financing that same $143,000 at current rates, principal-and-interest savings could be roughly $250/month. The loan originated in 2020 and is expected to have about 24 years remaining. Assumption terms, balance and remaining term subject to lender verification. Make yourself at home in this exceptional Mill Creek residence. Built in 2003 and thoughtfully updated, the home combines modern construction with comfortable everyday living. The first floor offers a spacious living room with fireplace, formal dining area, kitchen with granite countertops, stainless steel appliances and breakfast nook, plus convenient first-floor laundry. Upstairs, the expansive primary suite includes a spacious en-suite bath, walk-in closet and room for a sitting area or home office. Two additional generous bedrooms and a second full bath complete the upper level. The finished lower level provides additional family or recreation space, while the unfinished area offers abundant storage. Outside, enjoy a large deck overlooking a fully fenced backyard. The Mill Creek HOA maintains the community pool, clubhouse, landscaped entry and shared green spaces. Residents enjoy direct access to the Cleveland Metroparks trail system and scenic Mill Creek Falls, along with sidewalks, front porches and a strong sense of community. Minutes from downtown, University Circle, Cleveland Clinic, University Hospitals, the VA, airport, I-77 and I-480. Mill Creek offers newer homes, walkable streets, abundant green space, community amenities and exceptional value in the city.

Price History
6/16/2026 Listed $285,000
7/29/2026 2$279,900
9/3/2026 2$274,900

General Features

Sewer PublicSewer
Heating ForcedAir,Gas
Cooling CentralAir
Possession Negotiable
Roof Asphalt,Fiberglass
Appliances Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
HOA Fee 86.5
Garage Spaces 2.0
Association Fee Includes AssociationManagement,Insurance,Other,RecreationFacilities,ReserveFund
Patio/Porch Features Patio
Architectural Style Colonial
Pool Features Community
Construction Materials VinylSiding
Year Built 2003
Stories Count 2
Township Cleveland
Levels Two
Property Subtype SingleFamilyResidence
Tax Year 2025
Community Features CommonGroundsArea,Park,Pool,Sidewalks,PublicTransportation
Assoc Fee Paid Per Monthly
County Cuyahoga
New Construction No
Property Type Residential
HOA Yes
Attached Garage Yes
Subdivision Name MillCreek
Facing Direction South
Garage Y/N Yes
Total Rooms 6
Full Baths 2
Status Active
Directions Enter Mill Creek,turn right on Sexton and left on Covington.
City Cleveland
Association Name MillCreek (Coral Management Co.)
Senior Community Y/N No
High School District Cleveland Municipal - 1809
Lot Size Units Acres
Carport Y/N No
Property Attached Y/N No
Land Lease Y/N No
Tax Annual Amount 5167.0
Home Warranty Y/N Yes
Lease Renewal Y/N No
Additional Parcels Y/N No
Lease Considered Y/N No
Rent Control Y/N No
Living Area Units SquareFeet
Standard Status Active
Occupancy Type Owner
Middle/Junior School District Cleveland Municipal - 1809
Elementary School District Cleveland Municipal - 1809
Year Built Source PublicRecords
Property Sub Type Additional SingleFamilyResidence
MobileHomeRemainsYN No
PostalCity CLEVELAND
Legal Description 473 MILL CREEK SUBD 0157

Interior Features

Basement Full,PartiallyFinished
Total Fireplaces 1
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 1924.0
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area 253.0
Main Level Bathrooms 1
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Total Baths 3

Exterior Features

Fencing Vinyl
Parking Features Attached,Garage,Paved
Lot Features CornerLot
Water Source Public
Lot Size Area 0.1
Spa No
Lot Dimensions 47' X 90'
Lot Size Acres 0.1
Lot Size Source Assessor
Waterfront Y/N No
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 44105

Price
AVG $100K
$270K
Taxes
AVG $1,531
$5,167
Year Built
AVG 1919
2003
Visits
AVG 1
6
Data Provided by Inside Real Estate®

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