Property Attributes
- MLS#5219266
- TypeSingle Family
- Listing Status Active
- CountyCUYAHOGA
- CityCleveland
- NeighborhoodMillCreek
- Zip44105
- StyleColonial
- Year Built2003
- Taxes$ 5167
- Price$ 274,900
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage1924
- Lot Size0.1 Acres
Data Source:
MLSNow
Property Description
ASSUMABLE FHA MORTGAGE AT 3.25%! Qualified buyer may be able to assume the seller’s existing FHA mortgage, with an approximate balance of $143,000 at a 3.25% fixed rate, subject to lender approval and FHA requirements. At the $275,000 asking price, buyer would need to fund the remaining approximately $132,000 plus closing costs through cash and/or other financing permitted by the lenders. Compared with financing that same $143,000 at current rates, principal-and-interest savings could be roughly $250/month. The loan originated in 2020 and is expected to have about 24 years remaining. Assumption terms, balance and remaining term subject to lender verification. Make yourself at home in this exceptional Mill Creek residence. Built in 2003 and thoughtfully updated, the home combines modern construction with comfortable everyday living. The first floor offers a spacious living room with fireplace, formal dining area, kitchen with granite countertops, stainless steel appliances and breakfast nook, plus convenient first-floor laundry. Upstairs, the expansive primary suite includes a spacious en-suite bath, walk-in closet and room for a sitting area or home office. Two additional generous bedrooms and a second full bath complete the upper level. The finished lower level provides additional family or recreation space, while the unfinished area offers abundant storage. Outside, enjoy a large deck overlooking a fully fenced backyard. The Mill Creek HOA maintains the community pool, clubhouse, landscaped entry and shared green spaces. Residents enjoy direct access to the Cleveland Metroparks trail system and scenic Mill Creek Falls, along with sidewalks, front porches and a strong sense of community. Minutes from downtown, University Circle, Cleveland Clinic, University Hospitals, the VA, airport, I-77 and I-480. Mill Creek offers newer homes, walkable streets, abundant green space, community amenities and exceptional value in the city.
| Price History | |
|---|---|
| 6/16/2026 | Listed $285,000 |
| 7/29/2026 | 2$279,900 |
| 9/3/2026 | 2$274,900 |
General Features
| Sewer | PublicSewer |
|---|---|
| Heating | ForcedAir,Gas |
| Cooling | CentralAir |
| Possession | Negotiable |
| Roof | Asphalt,Fiberglass |
| Appliances | Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer |
| HOA Fee | 86.5 |
| Garage Spaces | 2.0 |
| Association Fee Includes | AssociationManagement,Insurance,Other,RecreationFacilities,ReserveFund |
| Patio/Porch Features | Patio |
| Architectural Style | Colonial |
| Pool Features | Community |
| Construction Materials | VinylSiding |
| Year Built | 2003 |
| Stories Count | 2 |
| Township | Cleveland |
| Levels | Two |
| Property Subtype | SingleFamilyResidence |
| Tax Year | 2025 |
| Community Features | CommonGroundsArea,Park,Pool,Sidewalks,PublicTransportation |
| Assoc Fee Paid Per | Monthly |
| County | Cuyahoga |
| New Construction | No |
| Property Type | Residential |
| HOA | Yes |
| Attached Garage | Yes |
| Subdivision Name | MillCreek |
| Facing Direction | South |
| Garage Y/N | Yes |
| Total Rooms | 6 |
| Full Baths | 2 |
| Status | Active |
| Directions | Enter Mill Creek,turn right on Sexton and left on Covington. |
| City | Cleveland |
| Association Name | MillCreek (Coral Management Co.) |
| Senior Community Y/N | No |
| High School District | Cleveland Municipal - 1809 |
| Lot Size Units | Acres |
| Carport Y/N | No |
| Property Attached Y/N | No |
| Land Lease Y/N | No |
| Tax Annual Amount | 5167.0 |
| Home Warranty Y/N | Yes |
| Lease Renewal Y/N | No |
| Additional Parcels Y/N | No |
| Lease Considered Y/N | No |
| Rent Control Y/N | No |
| Living Area Units | SquareFeet |
| Standard Status | Active |
| Occupancy Type | Owner |
| Middle/Junior School District | Cleveland Municipal - 1809 |
| Elementary School District | Cleveland Municipal - 1809 |
| Year Built Source | PublicRecords |
| Property Sub Type Additional | SingleFamilyResidence |
| MobileHomeRemainsYN | No |
| PostalCity | CLEVELAND |
| Legal Description | 473 MILL CREEK SUBD 0157 |
Interior Features
| Basement | Full,PartiallyFinished |
|---|---|
| Total Fireplaces | 1 |
| Basement (Y/N) | Yes |
| Air Conditioning Y/N | Yes |
| Heating Y/N | Yes |
| Fireplace Y/N | Yes |
| Above Grade Finished Area | 1924.0 |
| Half Baths | 1 |
| Total Bedrooms | 3 |
| Below Grade Finished Area | 253.0 |
| Main Level Bathrooms | 1 |
| Below Grade Finished Area Source | Assessor |
| Above Grade Finished Area Source | Assessor |
| Total Baths | 3 |
Exterior Features
| Fencing | Vinyl |
|---|---|
| Parking Features | Attached,Garage,Paved |
| Lot Features | CornerLot |
| Water Source | Public |
| Lot Size Area | 0.1 |
| Spa | No |
| Lot Dimensions | 47' X 90' |
| Lot Size Acres | 0.1 |
| Lot Size Source | Assessor |
| Waterfront Y/N | No |
| Crops Included Y/N | No |
| Horse Y/N | No |
| Irrigation Water Rights Y/N | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this